Axis Flipkart Credit Card Eligibility & How to apply, Pros & Cons

Axis Flipkart Credit Card Eligibility –

To be eligible for the Axis Flipkart credit card, you must meet the following criteria:

1. Age: You must be 18 years old to apply for the Axis Flipkart credit card.
2. Residence: You must be a resident of India to apply for the Axis Flipkart credit card.
3. Income: You must have a regular source of income to be eligible for the Flipkart credit card by Axis Bank. The bank may require you to provide proof of your income, such as your salary slips or income tax returns.
4. Credit score: You must have a good credit score to qualify for the Axis Flipkart credit card. A credit score is a number that reflects your creditworthiness and is based on your credit history. A good credit score is generally considered to be above 750.
5. Documents: You will need to provide some documents to apply for the Axis Flipkart credit card, such as proof of identity, proof of address, and proof of income.

If you meet these eligibility criteria and can provide the required documents, you may be able to get the Axis Flipkart credit card. However, the bank has the final say on approving your application and may also consider other factors.

How to apply for Axis Flipkart Credit Card?

There are a few ways to apply for the Axis Flipkart credit card:

1. Online: You can apply for the Axis Flipkart special credit card through the Axis Bank or the Flipkart website. You must fill out an application form and upload the required documents to apply online.
2. In-person: You can also visit an Axis Bank branch to apply for the Axis Flipkart credit card. You will need to fill out an application form and provide the required documents to the bank representative.
3. Phone: You can also apply for the Axis Flipkart credit card by calling the bank’s customer care center. A representative will guide you through the application process and answer any questions.

To apply for the Axis Flipkart edition credit card in 2023, you must provide personal and financial information, such as your name, address, income, and employment details. You will also need to provide documents such as proof of identity, address, and income.

Once you have submitted your application, the bank will review it and decide whether to approve or reject it. If your application is approved, you will receive your credit card in the mail within a few weeks. You can then activate your credit card and use it to make purchases.

Axis Flipkart Card Pros –

Axis Bank and Flipkart have jointly introduced a credit card offering various benefits to cardholders. Some of the benefits of the Axis Flipkart credit card are:

1. Exclusive discounts and offers on Flipkart: Cardholders can avail of exclusive discounts and offers on Flipkart when they shop using their Flipkart edition credit card by Axis Bank.
2. Flipkart Plus Membership: Cardholders get a complimentary Flipkart Plus Membership, which gives them access to additional discounts, faster delivery, and priority customer support.
3. Rewards points: Cardholders can earn rewards points on all their purchases made on Flipkart, which can be redeemed for a wide range of products and services.
4. No-cost EMI: Cardholders can avail of no-cost EMI options on a wide range of products when they shop on Flipkart using their Flipkart edition credit card.
5. Insurance coverage: The Flipkart credit card includes coverage for lost card liability, accidental death, and permanent disability.
6. Easy payment options: Cardholders can pay their credit card bills online through the Axis Bank website or app or through other online payment platforms such as Paytm, Google Pay, and PhonePe.
7. Flexible payment options: Cardholders can choose from a range of payment options such as minimum payment, total outstanding, or fixed amount payments.
8. Easy balance transfer: Cardholders can transfer their outstanding credit card balances from other banks to their Axis credit card at competitive interest rates.
9. Add-on cards: Cardholders can get add-on cards for their family members at no additional cost and enjoy the benefits of the Axis Flipkart credit card.

Axis Flipkart card Cons –

There are a few reasons why someone might not choose the Axis Flipkart credit card:

1. High-interest rates: The Axis Flipkart credit card’s interest rate is quite high, meaning that cardholders will have to pay a significant amount of interest on their unpaid balances.
2. Limited acceptance: The Axis Flipkart credit card is not accepted at as many merchants as other credit cards, so cardholders may not be able to use it as widely as they would like.
3. Annual fees: The Axis Flipkart credit card charges an annual fee, meaning cardholders will have to pay yearly fees to maintain their card.
4. Limited rewards: The rewards program on the Axis Flipkart credit card is limited compared to other credit cards, which means that cardholders may not be able to earn as many rewards points as they would like.
5. Poor customer service: Some cardholders have reported poor customer service from Axis Bank, which can be frustrating if cardholders have issues or questions about their credit card.

Overall, the Axis Flipkart credit card may not be the best choice for everyone, and it’s important for individuals to consider their own financial situation and needs before deciding whether this credit card is right for them.

Featured Image Credit: CardInfo